Complete
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1 8 10 12 19 21 2 18 3 13 15 4 9 16 5 14 6 17 20 7 11
  1. 1a Pleasingly concise (5,3,5)
  2. 8a Shock (4)
  3. 9a Lazybones (8)
  4. 10a One provides loans using personal possessions as security (10)
  5. 12a Knocked into shape (6)
  6. 14a Gather together to talk privately (6)
  7. 15a Those at the bottom of an organisation (10)
  8. 19a St Peter’s in Vatican City, for instance (8)
  9. 20a Excessively French? (4)
  10. 21a One may start (or end) a quotation (8,5)
  11. 2d (In) trouble (3,5)
  12. 3d Row (3-2)
  13. 4d Loser (4-3)
  14. 5d Lush (5)
  15. 6d Put money on it (7)
  16. 7d Get (what’s due to one) (4)
  17. 11d Opportunity to air one’s views (8)
  18. 13d E.g. Latin (anag) – slogan (3,4)
  19. 14d Old man (7)
  20. 16d Hollywood elite, for instance (1,4)
  21. 17d Top (5)
  22. 18d Open wide (4)