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1a
Pleasingly concise (5,3,5)
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8a
Shock (4)
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9a
Lazybones (8)
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10a
One provides loans using personal possessions as security (10)
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12a
Knocked into shape (6)
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14a
Gather together to talk privately (6)
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15a
Those at the bottom of an organisation (10)
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19a
St Peter’s in Vatican City, for instance (8)
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20a
Excessively French? (4)
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21a
One may start (or end) a quotation (8,5)
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2d
(In) trouble (3,5)
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3d
Row (3-2)
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4d
Loser (4-3)
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5d
Lush (5)
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6d
Put money on it (7)
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7d
Get (what’s due to one) (4)
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11d
Opportunity to air one’s views (8)
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13d
E.g. Latin (anag) – slogan (3,4)
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14d
Old man (7)
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16d
Hollywood elite, for instance (1,4)
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17d
Top (5)
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18d
Open wide (4)
