Complete
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1 9 11 16 18 22 24 13 2 14 3 19 8 12 23 4 25 5 10 15 20 6 21 7 17
  1. 1a One who owes money (6)
  2. 4a Alcoholic pick-me-up (6)
  3. 9a One Ford (anag) — ruined (4,3)
  4. 10a Part of the cricket wicket (5)
  5. 11a Promiscuous (5)
  6. 12a Set going (7)
  7. 13a Ruse designed to disguise one's real intentions (11)
  8. 18a Inner distinctive nature of anything (7)
  9. 20a Step (5)
  10. 22a Person acting as a judge? (5)
  11. 23a Catastrophic (7)
  12. 24a Depict artistically (6)
  13. 25a Courteously (6)
  14. 1d Deprive by deceit (6)
  15. 2d Stringed instrument (5)
  16. 3d At a time when demand is less (3-4)
  17. 5d Disprove (5)
  18. 6d Short section of sharp bends on a motor-racing track (7)
  19. 7d More impetuous — slice of meat (6)
  20. 8d Full-bodied sweet fortified wine (5,6)
  21. 14d Assignment — calling (7)
  22. 15d Italian operatic composer, d. 1868 (7)
  23. 16d Person who rouses game birds to be shot (6)
  24. 17d Liking to wear fancy or formal clothes (6)
  25. 19d Treat carefully (5)
  26. 21d Got up (5)