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1a
One who owes money (6)
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4a
Alcoholic pick-me-up (6)
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9a
One Ford (anag) — ruined (4,3)
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10a
Part of the cricket wicket (5)
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11a
Promiscuous (5)
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12a
Set going (7)
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13a
Ruse designed to disguise one's real intentions (11)
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18a
Inner distinctive nature of anything (7)
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20a
Step (5)
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22a
Person acting as a judge? (5)
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23a
Catastrophic (7)
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24a
Depict artistically (6)
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25a
Courteously (6)
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1d
Deprive by deceit (6)
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2d
Stringed instrument (5)
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3d
At a time when demand is less (3-4)
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5d
Disprove (5)
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6d
Short section of sharp bends on a motor-racing track (7)
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7d
More impetuous — slice of meat (6)
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8d
Full-bodied sweet fortified wine (5,6)
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14d
Assignment — calling (7)
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15d
Italian operatic composer, d. 1868 (7)
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16d
Person who rouses game birds to be shot (6)
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17d
Liking to wear fancy or formal clothes (6)
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19d
Treat carefully (5)
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21d
Got up (5)